"Health Care For All" in lights on a bridge

A Healthy Blog

Massachusetts health care – wonky with a dose of reality

May 16, 2017

We hear over and over again criticism that MassHealth comprises 40% of the state budget. This ignores two key realities:

1. MassHealth provides critical health care to over a quarter of state’s population – very low income people with no other source of health care. The majority of expenses are to provide care to very sick people, particularly seniors and people with disabilities getting long-term care and support services. Seniors and people with disabilities account for 24% of the enrollees, but 56% of the spending. The 595,000 non-disabled children are just 16% of the spending (source).

2. A new report from the Massachusetts Budget and Policy Center makes clear that, because of federal funding, the cost to state taxpayers is much less than is portrayed. The 40% number bandied about (it’s actually 37%) is the total cost of the program, including federal funds, compared to the entire state budget. But if one just looks only at state taxpayer funds, the cost of MassHealth is just 24% of the state's tax revenue  - certainly a bargain. Moreover, the federal funds we get as a result are spent in the local economy, paying salaries for medical care provided by community health centers, nurses, lab technicians, and many more. Those wages are then used to pay for food, rent, entertainment and other local services, fueling the economy even further.

These graphs, from the MassBudget report, illustrate this conclusion:

State Net cost of MassHealth

Please feel free to share this message to everyone concerned about the state budget. With Congress considering deep cuts in federal Medicaid funding, which would have a devastating impact on the state budget, we need to come together to defend Medicaid at the state and federal levels.

                                                                                                                                       -- Brian Rosman

 

May 4, 2017

The US House of Representatives just voted in favor of repealing and replacing the Affordable Care Act (ACA). The American Health Care Act will make massive cuts to Medicaid and rip up the insurance protections in the Affordable Care Act (ACA) - but we're not giving up. Now the bill moves to the Senate, where we can still win this fight. 

All Senators, regardless of their public position on AHCA, need to hear from their constituents now.

In Massachusetts, we are fortunate that our Senators Edward Markey and Elizabeth Warren are firmly opposing this effort, but we can still play an important role in stopping this madness.

We are asking residents in the Commonwealth to reach out to friends and family in other states and tell them to call their Senators.

Numerous senators have expressed reservations about the legislation - they need to hear from their constituents that this bill is bad for consumers. Our calls, emails and rallies make a difference and remain critical. You can use Community Catalyst’s Take Action Page to find the phone number for your Senators.

Talking Points for Senate:

The American Health Care Act is terrible for consumers – especially for kids, older adults, people with disabilities and low- and middle-income families. It would strip coverage from 24 million people and raise costs for millions more, and impose $839 billion in Medicaid cuts. The Senate should reject this bill and any bill that cuts coverage and raises costs.

The AHCA would:

  • Take us back to the dark days when people with pre-existing conditions like diabetes and cancer couldn’t get health insurance. The plan would allow insurers to charge more to people who are sick, leading to premium increases upwards of tens of thousands of dollars for coverage that is unlikely to meet their health care needs.

  • Allow states to get rid of the essential health benefits, which would roll back the clock to the days of skimpy plans without coverage for maternity care, substance use disorders or mental health services. This means, for example, that women would have to pay more for coverage that actually meets their health care needs.  

  • End the Medicaid expansion and slash $839 billion from Medicaid, jeopardizing care for millions of low-income seniors, people living with disabilities, children and low-income parents.

  • Hit older Americans with an age tax that would force them to pay thousands of dollars more for the health care they need.

  • Be especially bad for kids. The Medicaid block grant option would reverse a long- standing commitment to protect low-income children – it would impose $839 billion in Medicaid cuts that would put pressure on states cut benefits, roll back eligibility and deny children comprehensive preventive care needed to stay healthy.

  • Undermine efforts to address our state’s crisis of drug overdose deaths.

  • Weaken the ACA’s protections against catastrophic costs for people with employer-sponsored coverage.

  • Mean fewer people covered, weaker protections and higher costs for consumers – all to give a tax break to millionaires and corporations. This is not what your constituents want.

(Thank you Community Catalyst for your leadership!)

April 27, 2017
 
The American Health Care Act (AHCA) was first introduced by House Speaker Paul Ryan on March 20th, 2017. The latest proposal keeps all of the bad features of AHCA, such as the $880 billion cuts to Medicaid and plans to strip more than 20 million people of their health insurance. Added to that it would allow states to gut the main consumer protections of the ACA and return to a time when insurers could discriminate against those living with preexisting conditions – charging them higher premiums and selling them plans that don’t meet their health needs by limiting benefits and increasing out-of-pocket costs.
 

Even though Congress is trying to avert a government shutdown, the health care debate remains critically important as Speaker Ryan roams the halls looking for votes in support of his bad bill.

We have a real chance to stop this. 
 
In Massachusetts, our congressional delegation has already committed to defend our gains in health care, but we can still make a difference in this battle. 
 
We're asking everyone to please contact your friends and family who live in states with Republican US representatives. You need to ask them to get in touch with their members of Congress to ensure that they don't support this dangerous bill!
 

 

Tell them how health reform has been a success, and direct them to http://bit.ly/CallCongressCC

Thank you to our partner organization Community Catalyst for the information, resources, and leadership they provide in this fight. 
April 25, 2017

Yesterday, the full House began the FY 2018 budget deliberation process on Beacon Hill. As the amendment process moves forward, we at HCFA are working with lawmakers, advocates, providers, faith groups, consumers, and other health stakeholders to protect funding for consumer based health care programs in the state budget and to protect MassHealth and other critical pieces of the Commonwealth’s health infrastructure.

[See our complete budget amendment fact sheet here]

HCFA Supports:

  • Investing an additional $5 million in the Children’s Medical Security Plan and directing EOHHS to plan for the lifting of caps on benefits for covered children (Amendment #1077/Rep. Barber)
  • Ensuring that MassHealth CarePlus enrollees continue to have access to non-emergency medical transportation (Amendment #100/Rep. Gentile)
  • Reinstating coverage for periodontal disease (a chronic bacterial infection of the gums and teeth) services for adult MassHealth enrollees (Amendment #439/Rep. Scibak)
  • Restoring full dental benefits for adult MassHealth enrollees (Amendment #419/Rep. Pignatelli)
  • Allocating $500,000 to fund academic detailing, a physician education program on cost-effective pain management medications (Amendment #797/Rep. Benson)
  • Increasing funding for the Department of Public Health’s Office of Oral Health (Amendment #117/Rep. Scibak)
  • Allocating $300,000 for the Forsyth Kids program, which provides school-based oral health care to 1,700 underserved children across the Commonwealth (Amendment #234/Rep. Crighton)
  • Establish the Prevention and Wellness Trust Fund as a permanent program with a dedicated revenue stream (Amendment #24/Rep. Vega)
  • Investing $301,500 to expand screening, brief intervention, and referral to treatment programs in schools targeted at addressing adolescent alcohol and drug use (Amendment #860/Rep. Khan)
  • Funding and maintaining the successful Mental Health Advocacy Program for Kids (MHAP) that helps children involved with the juvenile justice system (Amendment #351/Rep. Golden)
  • Creating a common application for SNAP and MassHealth benefits to close to SNAP Gap and expand access to benefits for low income residents (Amendment #31/Rep. Livingstone)

HCFA Opposes:

  • Creating a MassHealth Control Board charged with slashing MassHealth spending with no consideration for improving health outcomes for enrollees, no legislative oversight, and no MassHealth member/consumer representation (Amendment #876/Rep. Lyons)
  • Targeting low income residents by instituting MassHealth work requirements, charging premiums, and barring MassHealth eligible workers with employer sponsored insurance from enrolling in wrap around coverage (Amendment #878/Rep. Lyons)
  • Capping MassHealth spending at 30% of the total state budget, effectively forcing massive cuts in state Medicaid spending while only passing savings on to the federal government (Amendment #880/Rep. Lyons)

We encourage you to contact your state representative to express your support/opposition to the above amendments.

                                                                                                                                                                                                             Alec Lebovitz

April 17, 2017

The Blue Cross Blue Shield of Massachusetts Foundation has just released a detailed set of reports on uninsurance rates in the state, The Geography of Uninsurance in Massachusetts, 2011-2015. The report is based the five years of data from the census’ American Community Survey (ACS), which surveys 2 million households annually to identify uninsured residents.

Since the implementation of Chapter 58 our 2006 state health reform law, the insurance rate has increased dramatically. In 2015, 97.2% of the population had access to health care. However, “The Geography of Uninsurance, 2011-2015” highlights those areas in the state where the percentage of insured residents is much lower than the median. The wide variation is shown in this map:

Wide variation in insurance coverage in Massachusetts
The table below provides a list of municipalities ranked by the uninsurance rate (%) where HCFA has targeted our outreach and enrollment efforts:

Locations

Total Population (#)

Uninsured (#)

Uninsurance Rate (#)

Everett

43,714

4,413

10.1

Chelsea

37,110

3,605

9.7

Lawrence

78,108

6,216

8.0

Framingham

69,128

4,906

7.1

Brockton

93,441

4,800

5.1

Lowell

108,161

7,091

6.6

Lynn

91,294

5,575

6.1

Revere

52,858

3,248

6.1

Health Care For All’s HelpLine provides multilingual and culturally competent direct services as a navigator organization to improve access to health insurance and care for underserved communities such as the ones listed above. As part of this work, HCFA has deployed ethnic media campaigns and hosted successful enrollment events and sessions in towns with both high uninsurance rates and immigrant populations. We have also developed a partnership with the Edward M. Kennedy Community Health Center in Framingham to help residents navigate their health insurance options during Open Enrollment that will continue in 2017-2018, targeting Spanish and Portuguese speakers in the region.

If you know someone who is uninsured or needs help navigating the complicated healthcare system, please connect them to HCFA’s HelpLine at 1-800-272-4232.

April 13, 2017

The state House of Representatives released their draft budget this week. The budget funds the state's MassHealth and other health programs, and includes many provision supported by HCFA. Our friends at the Massachusetts Law Reform Institute released an outstanding summary of the provisions affecting low income residents, including MassHealth and other health concerns. House budget debate starts on April 24.

Net state spending for MassHealth is just 14% of state budget

We want to offer an important correction to a misleading fact often cited in the press. It is claimed that MassHealth, our Medicaid program, consumes 40% or more of the total state budget, leading policymakers to decry out of control spending for Medicaid. Yet this statistic ignores the fact that that the vast majority of that spending comes from the federal government, and doesn't come out of state revenue. It's just a pass-through.

The real numbers are that Medicaid costs make up just 14% of state spending from state revenue. The rest is all federal money, that comes into Massachusetts, and is then spent in our economy, benefiting Mass residents. See the graphs on this presentation from the Blue Cross Foundation, chart 5, reproduced above. So, claiming that Medicaid costs us 40% of the budget is very misleading

HCFA is pleased that the House budget proposal includes a reinstatment of the state's employer responsibilty law. This will assess a fee on large employers who do not provide health insurance coverage to their workers. A similar fee was included in chapter 58, the 2006 health reform passed under Governor Romney, and was also part of the Affordable Care Act. The state fee was repealed several years ago, and with the ACA fee in danger of being repealed, or nor enforced, it's important for the state to step in and make sure that employers are prompted to provide coverage.

HCFA is supporting a number of important amendments to improve the budget. Please, call your state Representative, and urge him or her to support HCFA's budget priorities. Here's our list:

Improve Children's Health Coverage

Thousands of children who are not eligible for MassHealth and do not have access to private health insurance through their parents can get basic coverage through the Children's Medical Security Plan (CMSP). However, CMSP benefits have strict limits on coverage that are inadequate to keep a child healthy; for example, a $200 limit on prescription drugs and a 13-visit limit on mental health services. The FY2018 budgets proposed thus far cut funding for CMSP from $17.4 million to $12.4 million. Please support Rep. Barber's amendment to restore $5 million in funding for CMSP and to direct EOHHS to develop a plan to improve the scope of benefits (adding language and $5 million to line item 4000-0990).

Ensure Access to Transportation for Medical Appointments

Non-emergency medical transportation provides access to and from medical appointments for MassHealth enrollees who do not have other means of transportation. EOHHS has indicated it plans to seek a waiver to eliminate this benefit except for travel to substance use disorder (SUD) treatment services for MassHealth CarePlus (Medicaid expansion) enrollees. About 13,000 MassHealth CarePlus enrollees used non-emergency medical transportation for non-substance use disorders (SUD) services last year. Please support Rep. Gentile's amendment (#100) to ensure that MassHealth CarePlus enrollees continue to receive appropriate transportation to all necessary medical appointments (adding language to line item 4000-0940).

Restore Periodontal Treatment Coverage for Adult MassHealth Enrollees

Periodontal disease is a chronic bacterial infection of the gums and bone that surround teeth. When left untreated, this disease causes irreversible gum and bone loss leading to eventual tooth loss and also directly impacts chronic disease outcomes including those of diabetes, heart disease, and stroke. Periodontal disease can also lead to low birth weight and premature birth. Therefore, coverage for the treatment of periodontal disease is critical to improving the oral and general health of the adult population. Please support Rep. Scibak’s amendment to restore coverage for periodontal services for adult MassHealth enrollees (adding language and $10 million to line item 4000-0700).

Plan for Full Restoration of MassHealth Adult Dental Benefits

More than 1 million people, including 149,000 seniors and 245,000 people with disabilities, are without access to dental care beyond cleanings, fillings, extractions, and full dentures. Without access to appropriate dental care, many people living with chronic illnesses such as diabetes or hypertension see their conditions worsen. Those with oral health issues that may have been easily resolved with a simple procedure may require far more invasive and costly treatments. Please support Rep. Pignatelli’s amendment directing EOHHS to develop a plan to fully restore dental benefits for adult MassHealth enrollees (adding language to line item 4000-0700).

March 26, 2017

As was noted in the Globe article on Saturday, there were smiles and high-fives at Health Care For All, as we joined together with our partners at Community Catalyst and Health Law Advocates to watch Speaker Ryan declare that the effort to repeal the Affordable Care Act was not going forward. 

We were going all out in the last few days, contacting voters in key districts outside Massachusetts, urging them to call their Representatives. The bill that was pulled would have been devastating to Massachusetts, likely leading to some 600,000 Bay Staters losing coverage over the next 8 years.

A few quick observations, looking back and forwards:

1. Huge thanks to all the members of the state's House Congressional delegation, who unanimously, steadfastly opposed this harmful bill. Congressman Steven Lynch spoke passionately before the vote, saying, “This bill would actually do away with Medicaid as we know it…. It takes all the opioid money that we’re using; we have a major crisis going on in this country, especially in Massachusetts.” Congressmen Richard Neal and Jim McGovern each spoke in opposition during the abortive House debate (we also loved Congressman McGovern's comment on the proposal to axe essential health benefits: “It’s so cartoonishly malicious that I can picture someone twirling their mustache as they drafted it in their secret Capitol lair last night”). Strong statements also came from Representatives Katherine Clark, Bill Keating, and Niki Tsongas, Earlier, Representatives Mike Capuano and Seth Moulton also registered their strong opposition

Following the vote, Congressman Joe Kennedy III spoke at an impromptu celebration outside the Capitol, saying:

This fight is not over…There are still hundreds and thousands and millions of Americans out there that need access to affordable, quality care everywhere for their loved ones. Yes, we had a victory today, but this does not end when you pull a bill. This ends when every single American can wake up in the morning…knowing that our society is there for them…Because I know, uniquely in healthcare, that there will be some point in my life when I will need to draw on that very same safety net that I hope is there for you. And I hope that you are willing to make that same investment in me.

That is what this fight is about, not about actuaries and spreadsheets and numbers, but about the commitment that we make to each other that goes to the very heart of what I believe this nation great, the promise we make to our neighbors and our friends. We had an incredible day today because of the thousands of people who stood up over the past several weeks and told their members that this was a bad bill. It was going to hurt people. And today, America, we won. And tomorrow, we fight on.

Watch:

Thanks also to Governor Baker and his team, who showed true leadership by letting analysis, not partisanship, guide their approach. We understand he was an effective mostly behind-the-scenes force pushing against the rush to take away MassHealth funds and care from Massachusetts.

2. Much credit goes to the public activism. While the hard-right "Freedom Caucus" grabbed most of the attention, as their demands kept getting met, more and more Republican moderates began peeling away, leading to the bill's demise. Vox dubbed this group the "Coverage Caucus," and they worried about people losing coverage because people in their districts were loudly letting them know how important the ACA was. Many were from states that expanded Medicaid. They were made acutely aware of the political risks of voting for Ryan's bill, starting in the loud town hall meeting protests earlier this year. The stunning growth of explosive grass-roots energy, guided by projects such as the Indivisible movement, and many others, made a real difference. 

3. It's far from over. The Trump administration still has many ways to sabotage the operations of the ACA, particularly for the marketplaces, like our Health Connector. Last week Politico reported on a number of already-moving actions:

March 23, 2017

   

 

A new report details the positive impact the Affordable Care Act (ACA) has had in Massachusetts. The report (read it here), issued by Senator Elizabeth Warren along with Senator Ed Markey and almost all of the state's Congressional delegation, provides example after example of people whose lives were directly affected by the help offered through the ACA.

More than 100 hospitals, community health centers, behavioral health organizations, insurers, patient advocates, health care providers, and individuals share their perspectives, including Health Care For All and our legal affiliate, Health Law Advocates. Their stories reveal the importance of high-quality, affordable insurance coverage and how the ACA has improved health care and access to health care in Massachusetts. In the report, voices from across the health system in Massachusetts speak of the need to maintain the protections and coverage provided by the ACA. Hospitals, insurers, and health care providers from across the Commonwealth explain what it means to them to participate in a health system that provides near-universal coverage, and the difference it has made to them or to the individuals they cover, care for, advocate with, or work with to have access to the ACA’s protections. These voices also highlight the unique and innovative ways that Massachusetts has been able to provide services and programs that have improved the health and wellbeing of its residents and communities.

The Health Care For All contribution focuses on our HelpLine, and on a mother who called us because her daughter had pulmonary hypertension. Their daughter was able to get all the care she needed through the law's forbidding of lifetime caps on insurance coverage.

HCFA congratulates Senator Warren on the amazing resource, and hopes its message will be spread far as the debate continues on the ACA.

March 22, 2017

Three brand new resources to help people understand the impact of the House-proposed Republican bill to repeal and replace the Affordable Care Act - an infographic summary of coverage losses; a 1-page summary of the impact on Medicaid (MassHealth); and a more comprehensive chart we prepared comparing the ACA with the Republican AHCA, and the impact on Massachusetts.

The Medicaid summary is here, you can download the chart here, and see the infographic below:

 

March 17, 2017

Notice of TerminationOn Monday, the Congressional Budget Office (CBO), the legislative branch’s nonpartisan policy analysis arm, released its analysis of the Republican health plan put forward to replace Obamacare. As expected, the CBO report showed that the Republican’s American Health Care Act (AHCA) would result in drastically reduced health coverage, rising health care costs, and disproportionate harm to the old, the poor, and the sick. Specifically, the report found that 24 million Americans would lose coverage by 2026 and that nationally, premiums would rise anywhere from 15% - 20% in 2018 and 2019.

This authoritative data fueled further analysis that looked at the state-by-state impact of the proposal. We naturally looked at the forecasts for Massachusetts.

One study, by the Center for American Progress (CAP) looked at the impact of the proposed changes in help available through ACA insurance marketplaces, like our Massachusetts Health Connector. The bill would end the ACA's system of sliding scale assistance based on income, and instead substitute flat subsidies based solely on age. In addition, the bill would eliminate help for the co-pays and deductibles in these plans.

The CAP study found that the impact of these changes would be particularly harsh on vulnerable residents of Massachusetts getting help through the Connector. Here’s the projected increase in total costs for Massachusetts, compared to the ACA:

            In 2020:           Low-income individuals: $1,404 increase
                                      Low income families: $3,172 increase

           Older individuals (age 55-64): $1,267 increase
           Older families: $1,705 increase

            In 2026:           Low-income individuals: $2,367 increase
                                      Low income families: $5,629 increase

           Older individuals (age 55-64): $2,354 increase
           Older families: $3,668 increase

CAP also estimated the impact on coverage, looking at each Congressional District in the country. For Massachusetts, they projected a decline of 539,800 non-elderly people with coverage in 2026, including 87,800 fewer children, and 55,200 fewer people with disabilities with MassHealth coverage. In addition, some 50,000 seniors will lose their MassHealth coverage as well.

Another report from the Democratic staff of the Congressional Joint Economic Committee looked at the impact on private premiums, private coverage and hospital uncompensated care. Combining CBO data with other key data, they found that private premiums would increase in Massachusetts next year an additional $445 to $593 if the proposal was passed. They project an additional 147,616 Bay Staters losing coverage, and an eye-popping increase in hospital uncompensated care in Massachusetts of $132,854,730.  

The results are in, and the Republican plan, simply put, would cover fewer people and cost all Americans more for health care. Additionally, low income people, seniors, people living with disabilities, and other vulnerable populations would be singled out for the greatest harm.

Health Care for All’s Director of Policy and Government Relations, Brian Rosman, discussed the impact of the proposed health plan on Boston Neighborhood Network News on Wednesday:

 

                                                                                                                               - Alec Lebovitz

Pages